Mon-Fri: 8.30am to 5pm
Sat: 9am - 1pm
TEL: 01573 223652
Various finance options are available if required.
We offer competitive rates subject to credit status, or we can also often source sub prime finance for those struggling to be accepted elsewhere.
Your existing car can be used as the deposit, or you can also place any or no cash deposit.
Straightforward finance to pay off the vehicle loan over a set period of time.
Advantage: The vehicle belongs to you at the end. Or you can settle or trade in against another at any time.
Disadvantage: Relatively higher monthly payments although you can of course take it over a longer repayment period.
Typical HP Finance Example: Cash Price = £7995. Deposit = £800. 36 months at £226.84. Total Payable = £8966.24 = 8.75% APR
Lower monthly payments than HP but with a final balloon payment option to buy.
Advantage: Gives you the ability to buy a newer vehicle at the same HP monthly budget as for an older one.
Disadvantage: The vehicle is not yours until you pay off the final lump sum, although you can instead part ex and take out a new agreement at the end or at any time throughout.
Typical PCP Finance Example: New Skoda Rapid Cash Price = £12500. Deposit = £1250. 48 months at £219.72. Final gfv option to buy at £3319.77. Total Payable = £15116.33 = 8.9% APR
A rigid hire of the vehicle (usually brand new) over a set period of time and with mileage limitations.
Advantage: Lower monthly payments than HP. Ability to reclaim the VAT element if you are VAT registered.
Disadvantage: Very expensive to end early if your circumstances change.
Typical Contract Hire Example: New Skoda Octavia Estate 6 + 35 payments of £200 + vat. Hand back at the end.
Any questions on the above please let us know.
We are FCA regulated - ref no. 672424
ICO Data Protection Register: 44952759